Renters Insurance

Protect Your Home & Auto

Low Cost Colorado Renters Insurance That Could Save You a Fortune

If you don’t own your home but you own most of the things in it, you need renters insurance.

If you run the risk of someone being injured in your rented home (or outside if it’s caused by your pet) — and most of us face that risk — you need renters insurance.

If something like a fire or appliance leakage in your place affects an adjoining home, you need renters insurance.

Without this protection, you could be seriously out of pocket.

And if you need renters insurance in Colorado, you should be speaking to Trust Hall.

Why? Because we make competitively priced renters insurance easy to buy. We take care of it and you just pay a few dollars a month. You can get covered almost immediately.

Why Do I Need Renters Insurance?

Some renters think their landlord will be insured against losses in their rented homes. Not true. Almost certainly, the landlord will only have insured the structure of your property.

If you add up the cost of replacing all the items in your home, especially if you have expensive appliances, hi-tech equipment, or high-value jewelry or collections, you may be surprised at the total. It’ll be bigger than you thought.

Nor is your landlord likely insured against someone suffering damage or injury while in your home or by your pet.

This can result in an expensive lawsuit, medical costs and a lot of other troubles you don’t want to think about.

Yet you can protect yourself against all these losses and costs for less than $25 a month (in most cases). So why wouldn’t you?

Trust Hall Renters Insurance Program

Over many years, Trust Hall has developed a tailor-made renters insurance program that provides the coverage you need and is backed by outstanding customer service.

Your policy would include:

  • Insurance for your personal property including furniture, clothing, equipment, jewelry and much more. If you have items of high value, your policy can be adjusted to take account of this. We’ll help you work out the total.You’re covered for damage or loss caused by fire, theft, vandalism, windstorm, water leakage and other perils. Flood insurance can also be arranged.

    You’ll also be covered against loss of personal items when you’re traveling or other personal things you take out of your home, such as a bicycle or laptop. And your policy will cover additional living expenses if you have to temporarily move out of your home.

    You decide whether you want to be insured for the full cost of replacing items or just their current cash value, which obviously costs less.

  • Liability insurance. This is coverage that will cover you for anything that you do personally that injuries someone else or damages their property. For example, if you hit a golf ball and it hits someone or maybe a parked car, it will provide protection in those instances.  Many people overlook the importance of liability coverage – they worry about insuring their stuff but don’t realize that liability is and could be their biggest exposure to cover.  If you are wondering why you should purchase renters insurance – the liability coverage alone is worth the cost of purchasing.This will also include protection if your pet injures someone — a dog bite for instance.

    And if you need extra protection, Trust Hall can arrange “umbrella insurance” — a top-up policy that raises the limits of your policy.

How Trust Hall Saves You Money

When arranging your protection, we may be able to save you a significant amount of money.

For example, as an independent agent, we can shop around for the most price-competitive policies that meet your needs.

We may be able to secure other savings depending on factors like:

  • The payout limits of your policy.
  • Your deductible — the amount you pay yourself before your policy kicks in.
  • Certain special security and safety equipment in your home.
  • Whether you have other policies with the same insurer.
  • Your existing insurance claims record.

Why You Should Act Now — No Worries

No need to worry about shopping around; we’ll do that for you. No need to worry about making a claim or needing more information; we’re here to help. No need to worry about paying for a quote or making a commitment; we offer a no-cost, no-commitment quote service.

Let Trust Hall take the worries off your shoulders. Contact us now for more information and your free quote.